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Explaining how named drivers and fronting work.
Cover

Fronting Is Fraud, Not a Loophole

Gerald Ntumba-Whitlock June 2, 2026June 2, 2026

I remember sitting in a cramped driveway in a drizzly suburb back in ’94, looking at a crumpled claim form …

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Understanding how loyalty pricing works.
Insurance

Loyalty Cost People Money for Years

Gerald Ntumba-WhitlockUpdated on August 27, 2026June 1, 2026

I once sat across from a gentleman in a sodden living room after a burst pipe, a man who had …

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Infographic showing how motor claims are handled.
Claims

The Motor Claim Process Step by Step

Gerald Ntumba-WhitlockUpdated on September 3, 2026May 31, 2026

I remember standing on the shoulder of a rain-slicked A-road in 1994, looking at a crumpled saloon and a driver …

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Complete guide to business insurance book cover.
Guides

The Complete Guide to Business Insurance

Gerald Ntumba-WhitlockUpdated on August 27, 2026May 28, 2026

I once stood in a warehouse in South London, the air thick with the acrid, choking scent of burnt plastic …

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How business use affects motor cover classes.
Cover

Class One, Two and Three Business Use

Gerald Ntumba-WhitlockUpdated on September 3, 2026May 25, 2026

I remember standing in a muddy car park back in ’94, looking at a crumpled fender and a very pale-faced …

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Complete guide to telematics policies overview.
Guides

The Complete Guide to Telematics Policies

Gerald Ntumba-WhitlockUpdated on August 20, 2026May 24, 2026

I remember sitting in a damp driveway three years ago, listening to a man explain how he’d saved forty percent …

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How contractor risk is managed via insurance.
Risk

Checking a Contractor’s Insurance Before They Start

Gerald Ntumba-WhitlockUpdated on August 27, 2026May 23, 2026

I remember standing in a half-finished commercial kitchen three decades ago, the air thick with the smell of sawdust and …

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How to decide whether to claim benefits.
Claims

When Not Claiming Is the Better Choice

Gerald Ntumba-WhitlockUpdated on August 20, 2026May 22, 2026

I remember standing in a kitchen in Surrey back in ’94, the air thick with the smell of charred oak …

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Understanding how renewal should be handled.
Insurance

Renewal Is the Only Time You Have Leverage

Gerald Ntumba-WhitlockUpdated on August 27, 2026May 21, 2026

I remember standing in a kitchen in Surrey back in ’94, smelling the acrid, lingering scent of charred oak and …

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How to change a policy mid term.
Insurance

Adjusting Cover Without Losing It

Gerald Ntumba-Whitlock May 20, 2026May 20, 2026

I remember standing in a flooded semi-detached in Surrey back in ’98, watching a man realize that the expensive new …

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