I spent thirty-seven years looking at claim forms, and if there is one thing I’ve learned, it’s that people treat …
Risk Improvement Requirements After a Survey
I remember standing in a damp, half-collapsed semi-detached in Bristol back in ’94, the smell of wet plaster and rot …
Cancellation Cover and Named Perils
I remember standing in the middle of a flooded marquee in Surrey, the smell of damp canvas and expensive catering …
Index Linking Does Not Keep Up in a Spike
I remember standing in the middle of a partially collapsed bungalow in Surrey back in ’98, the smell of damp …
The Complete Guide to Travel Insurance
I once sat in a cramped hotel lobby in Bangkok, watching a man realize that his “comprehensive” policy wouldn’t cover …
Proving You Owned What Was Taken
I remember standing in a living room in Surrey back in ’98, looking at a smashed patio door and a …
Making the Underwriter’s Job Easy
I remember standing in a partially collapsed warehouse in ’94, the smell of damp drywall and burnt copper thick enough …
Presenting a Bad Year to an Underwriter
I remember standing in a flooded semi-basement in Leeds back in ’94, the smell of damp plaster and rot thick …
Your House Is Insured for What It Costs to Rebuild
I remember standing in a gutted semi-detached in Surrey back in ’98, the smell of wet ash and charred timber …
Subsidence Claims Run for Years
I remember standing in a drawing room in Surrey back in ’94, watching a homeowner point at a hairline crack …