I remember standing in a living room back in ’94, the smell of spilled red wine and expensive upholstery hanging …
Farm Policies and Their Odd Sections
I remember standing in a sodden, ruined barn in the middle of a Tuesday downpour, looking at a farmer who …
Claims Inflation Runs Ahead of Headline Inflation
I remember standing in a flooded semi-detached in Surrey back in ’08, looking at a homeowner who was absolutely certain …
The Complete Guide to Pet Insurance
I spent thirty-seven years looking at claim forms, and if there is one thing I’ve learned, it’s that people treat …
Risk Improvement Requirements After a Survey
I remember standing in a damp, half-collapsed semi-detached in Bristol back in ’94, the smell of wet plaster and rot …
Cancellation Cover and Named Perils
I remember standing in the middle of a flooded marquee in Surrey, the smell of damp canvas and expensive catering …
Index Linking Does Not Keep Up in a Spike
I remember standing in the middle of a partially collapsed bungalow in Surrey back in ’98, the smell of damp …
The Complete Guide to Travel Insurance
I once sat in a cramped hotel lobby in Bangkok, watching a man realize that his “comprehensive” policy wouldn’t cover …
Proving You Owned What Was Taken
I remember standing in a living room in Surrey back in ’98, looking at a smashed patio door and a …
Making the Underwriter’s Job Easy
I remember standing in a partially collapsed warehouse in ’94, the smell of damp drywall and burnt copper thick enough …