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HomeInsurance (Page 4)

Insurance

Showing 10 of 48 Results
How misrepresentation is treated in different outcomes.
Insurance

Careless Versus Deliberate and the Different Outcomes

Gerald Ntumba-Whitlock May 2, 2026May 2, 202611 min read

I remember standing in a half-charred living room in 1994, the smell of wet soot and melted plastic thick in …

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How non disclosure affects claims for refusal.
Insurance

The Claim Refused for Something Unrelated

Gerald Ntumba-WhitlockUpdated on August 20, 2026April 25, 202612 min read

I remember standing in a living room that smelled of wet soot and melted plastic, looking at a man who …

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Explaining how the duty of disclosure works.
Insurance

Telling Them Things They Did Not Ask About

Gerald Ntumba-WhitlockUpdated on August 27, 2026April 22, 202612 min read

I remember standing in a flooded semi-detached in Surrey back in ’94, the smell of damp plasterboard thick in the …

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Understanding how comparison sites work.
Insurance

What Comparison Sites Do Not Compare

Gerald Ntumba-Whitlock April 15, 2026April 15, 202611 min read

I remember standing in a damp, half-ruined living room in Bristol back in ’94, looking at a homeowner who had …

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How direct and broker buying compare infographic
Insurance

Buying Direct Versus Buying Advised

Gerald Ntumba-WhitlockUpdated on August 27, 2026April 5, 20269 min read

I remember standing in a half-submerged living room in Surrey back in ’98, looking at a gentleman who had spent …

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Tips on how to choose a broker.
Insurance

Choosing a Broker on Claims Record, Not Price

Gerald Ntumba-WhitlockUpdated on August 27, 2026March 29, 202611 min read

I remember standing in a half-charred living room in 1994, the smell of wet soot still heavy in the air, …

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Learn how brokers are paid.
Insurance

Ask Your Broker How They Get Paid

Gerald Ntumba-Whitlock March 22, 2026March 22, 202612 min read

I remember standing in a charred living room back in ’94, looking at a policyholder who was convinced his broker …

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Explaining how the insurance cycle works.
Insurance

Hard Markets and Soft Markets Explained

Gerald Ntumba-WhitlockUpdated on August 27, 2026March 18, 202612 min read

I remember standing in a flooded semi-detached in Surrey back in ’94, the smell of damp plaster and rot heavy …

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How underwriting appetite changes in insurance sectors.
Insurance

Why Cover Vanishes From a Sector Overnight

Gerald Ntumba-Whitlock March 10, 2026March 10, 202611 min read

I remember standing in a partially collapsed warehouse in South Wales back in ’94, the smell of damp masonry and …

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How insurers assess risk during underwriting.
Insurance

How an Underwriter Looks at You

Gerald Ntumba-WhitlockUpdated on September 3, 2026March 2, 202611 min read

I once stood in a basement in Surrey, knee-deep in stagnant water after a burst pipe, listening to a homeowner …

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